Toll Free: 1-888-928-9744

The Cards and Payments Industry in Brazil: Emerging Trends and Opportunities to 2019

Published: Jul 28, 2015 | Pages: 81 | Publisher: Timetric | Industry: Financial Services | Report Format: Electronic (PDF)

Synopsis
Timetric's 'The Cards and Payments Industry in Brazil: Emerging Trends and Opportunities to 2019' report provides detailed analysis of market trends in Brazil's cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including check payments, credit transfers, direct debits, payment cards and cash transactions during the review period (2010-2014). The report also analyzes various payment card markets operating in the industry and provides detailed information on the number of cards in circulation, and transaction values and volumes during the review period and over the forecast period (2015-2019). It also offers information on the country's competitive landscape, including market shares of issuers and schemes. The report brings together Timetric's research, modeling, and analysis expertise to allow banks and card issuers to identify segment dynamics and competitive advantages. The report also covers details of regulatory policy, recent changes in regulatory structure, card fraud statistics, and profiles of card issuers operating in the country.
Summary
Timetric's 'The Cards and Payments Industry in Brazil: Emerging Trends and Opportunities to 2019' report provides top-level market analysis, information and insights into Brazil's cards and payments industry, including: Current and forecast values for each market in Brazil's cards and payments industry, including debit cards, credit and charge cards. It also includes detailed analysis of the prepaid cards market. Detailed insights into payment instruments including check payments, credit transfers, direct debits, payment cards and cash transactions. It also, includes an overview of the country's key alternative payment instruments. Analysis of various market drivers and regulations governing Brazil's cards and payments industry. Detailed analysis of strategies adopted by banks and other institutions to market debit, credit and charge cards. Comprehensive analysis of consumer attitudes and buying preferences for cards. The competitive landscape of Brazil's cards and payments industry.
Scope
This report provides a comprehensive analysis of Brazil's cards and payments industry. It provides current values for Brazil's cards and payments industry for 2014, and forecast figures to 2019. It details the different economic, infrastructure and business drivers affecting Brazil's cards and payments industry. It outlines the current regulatory framework in the industry. It details marketing strategies used by various banks and other institutions. It profiles major banks in Brazil's cards and payments industry.
Reasons To Buy
Make strategic business decisions, using top-level historic and forecast market data, related to Brazil's cards and payments industry and each market within it. Understand key market trends and growth opportunities in Brazil's cards and payments industry. Assess the competitive dynamics in Brazil's cards and payments industry. Gain insights into marketing strategies used for various card types in Brazil. Gain insights into key regulations governing Brazil's cards and payments industry.
Key Highlights
In October 2013, Banco do Brasil launched the Ourocard card based on Visa's payWave contactless payment technology. Visa is also looking to deploy contactless technology on a large scale for the upcoming 2016 Olympic Games. These initiatives are anticipated to fuel demand for contactless cards over the forecast period (2015-2019). Prepaid travel cards provide another major opportunity for prepaid card issuers, primarily because of the Brazilian government's decision to tax credit card transactions outside the country from 2011. The Imposto sobre Operacoes Financeiras (IOF) levies a 6.38% fee on all foreign transactions made with Brazilian credit cards. From December 28, 2013, the Brazilian government extended the IOF to debit cards and travelers' checks. These initiatives are anticipated to generate demand for prepaid travel cards over the forecast period. Mobile penetration in Brazil increased from 100.6% in 2010 to 133.5% in 2014, and is anticipated to increase further to 153.1% in 2019. Despite this, m-payments have been relatively slow to take off. However, this is set to change over the forecast period, as the government approved a bill in October 2013 giving the BCB authority to regulate m-payments. This is expected to encourage m-payments and reduce the use of cash, especially among the unbanked and rural populations. A growing young population, favorable economic conditions and government support to encourage m-payment initiatives should lead to growth in the m-payments market.
 Table of Contents
1 Definitions and Methodology 1.1 Definitions 1.2 Methodology 2 Key Facts and Events 3 Executive Summary 4 Payment Instruments 4.1 Current Payment Environment 4.2 Alternative Payment Instruments 4.2.1 Boleto Bancario 4.2.2 Oi Paggo 4.2.3 MercadoPago 4.2.4 Ukash 4.2.5 PayPal 4.2.6 MasterPass 5 Regulations in the Cards and Payments Industry 5.1 Regulatory Framework 5.2 Anti-Money Laundering (AML) 5.3 Foreign Direct Investment (FDI) Regulations 6 Analysis of Cards and Payments Industry Drivers 6.1 Demographic Drivers 6.2 Economic Drivers 6.3 Infrastructure Drivers 6.4 Business Drivers 7 Market Segmentation and New Product Launches 7.1 Market Segmentation and Targeting 7.1.1 Consumer cards 7.1.2 Commercial cards 7.2 New Product Launches 8 Payment Cards 8.1 Payment Cards Analysis 8.1.1 Volume and value of payment card transactions by type 8.1.2 Personal vs commercial cards 9 Debit Cards 9.1 Debit Card Market Analysis 9.1.1 Debit card transaction volumes and values by channel 9.1.2 Debit card scheme shares in terms of number of cards in circulation and transaction value 9.1.3 Debit cards issuers' market shares 9.1.4 Debit card comparison 10 Credit Cards 10.1 Credit Card Market Analysis 10.1.1 Credit card transaction volumes and values by channel 10.1.2 Credit card scheme shares in terms of number of cards in circulation and transaction value 10.1.3 Credit cards issuers' market shares 10.1.4 Credit card comparison 11 Charge Cards 11.1 Charge Card Market Analysis 11.1.1 Charge card transaction volumes and values by channel 11.1.2 Charge card scheme shares in terms of number of cards in circulation and transaction value 11.1.3 Charge card comparison 12 Commercial Cards 12.1 Commercial Card Market Analysis 12.1.1 Commercial card comparison 13 Card Fraud Statistics 13.1 Card Fraud Analysis 14 Card Issuers 14.1 Banco Bradesco 14.2 Itau UniBanco 14.3 Caixa Economica Federal 14.4 Banco do Brasil 14.5 Banco Santander Brasil 15 Prepaid Cards 15.1 Prepaid Card Market Analysis 15.1.1 Prepaid card comparison 16 Merchant Acquiring 16.1 Merchant Acquiring Market Analysis 17 Appendix 17.1 Tables 17.2 Contact Timetric 17.3 About Timetric 17.4 Timetric's Services 17.5 Disclaimer
List of Tables
Table 1: Key Definitions Table 2: Annual Average Exchange Rate Table 3: Brazil - Key Facts, 2014 Table 4: Regional Benchmarking of Brazilian Payment Cards, 2014 Table 5: Brazil - Mode of Entry of Foreign Banks Table 6: Cards for High-Income Consumers, 2015 Table 7: Cards for Travelers, 2015 Table 8: Cards for Vehicle Owners, 2015 Table 9: Cards for Shoppers, 2015 Table 10: Cards for Students and Youth Population, 2015 Table 11: Commercial Cards Comparison and Key Features, 2015 Table 12: Brazil - New Product Launches Table 13: Brazil - Pay Now, Average Interchange Fees: Intra-Network Transactions (%), 2010-2014 Table 14: Brazil - Pay Now, Average Merchant Service Charge: Domestic Transactions (%), 2010-2019 Table 15: Brazil - Debit Card Comparisons and Key Features, 2014 Table 16: Brazil - Pay Later, Average Interchange Fees: Intra-Network Transactions (%), 2010-2014 Table 17: Brazil - Pay Later, Average Merchant Service Charge: Domestic Transactions (%), 2010-2019 Table 18: Brazil - Gold Credit Card Comparison and Key Features, 2015 Table 19: Brazil - Premium Credit Card Comparison and Key Features, 2015 Table 20: Brazil - Charge Card Comparison and Key Features, 2015 Table 21: Brazil - Commercial Card Comparison and Key Features, 2015 Table 22: Brazil - Prepaid Card Comparison and Key Features, 2015 Table 23: Brazil - Payment Instrument Transaction Values (BRL Million), 2010-2014 Table 24: Brazil - Payment Instrument Transaction Values (US$ Million), 2010-2014 Table 25: Brazil - Payment Instrument Transaction Volumes (Million), 2010-2014 Table 26: Brazil - Number of Payment Cards in Circulation by Type (Million), 2010-2019 Table 27: Brazil - Volume of Payment Card Transactions by Type (Million), 2010-2019 Table 28: Brazil - Value of Payment Card Transactions by Type (BRL Billion), 2010-2019 Table 29: Brazil - Value of Payment Card Transactions by Type (US$ Billion), 2010-2019 Table 30: Brazil - Personal and Commercial Card Transaction Volumes (Million), 2010-2019 Table 31: Brazil - Personal and Commercial Card Transaction Values (BRL Billion), 2010-2019 Table 32: Brazil - Personal and Commercial Card Transaction Values (US$ Billion), 2010-2019 Table 33: Brazil - Number of Debit Cards in Circulation (Million), 2010-2019 Table 34: Brazil - Debit Card Transaction Volumes and Frequency by Channel, 2010-2019 Table 35: Brazil - Debit Card Total and Average Transaction Values by Channel, 2010-2019 Table 36: Brazil - Debit Card Total and Average Transaction Values by Channel, 2010-2019 Table 37: Brazil - Number of Debit Cards in Circulation by Scheme (Million), 2010-2014 Table 38: Brazil - Debit Card Transaction Values by Scheme (BRL Billion), 2010-2014 Table 39: Brazil - Debit Card Transaction Values by Scheme (US$ Billion), 2010-2014 Table 40: Brazil - Debit Card Transaction Values by Issuer (BRL Billion), 2010-2014 Table 41: Brazil - Debit Card Transaction Values by Issuer (US$ Billion), 2010-2014 Table 42: Brazil - Number of Credit Cards in Circulation (Million), 2010-2019 Table 43: Brazil - Credit Card Transaction Volumes and Frequency by Channel, 2010-2019 Table 44: Brazil - Credit Card Total and Average Transaction Values by Channel, 2010-2019 Table 45: Brazil - Credit Card Total and Average Transaction Values by Channel, 2010-2019 Table 46: Brazil - Number of Credit Cards in Circulation by Scheme (Million), 2010-2014 Table 47: Brazil - Credit Card Transaction Values by Scheme (BRL Billion), 2010-2014 Table 48: Brazil - Credit Card Transaction Values by Scheme (US$ Billion), 2010-2014 Table 49: Brazil - Credit Card Transaction Values by Issuer (BRL Billion), 2010-2014 Table 50: Brazil - Credit Card Transaction Values by Issuer (US$ Billion), 2010-2014 Table 51: Brazil - Credit Card Balances Outstanding by Issuer (BRL Billion), 2010-2014 Table 52: Brazil - Credit Card Balances Outstanding by Issuer (US$ Billion), 2010-2014 Table 53: Brazil - Number of Charge Cards in Circulation (Thousand), 2010-2019 Table 54: Brazil - Charge Card Transaction Volumes and Frequency by Channel, 2010-2019 Table 55: Brazil - Charge Card Total and Average Transaction Values by Channel, 2010-2019 Table 56: Brazil - Charge Card Total and Average Transaction Values by Channel, 2010-2019 Table 57: Brazil - Number of Charge Cards in Circulation by Scheme (Thousand), 2010-2014 Table 58: Brazil - Charge Card Transaction Values by Scheme (BRL Million), 2010-2014 Table 59: Brazil - Charge Card Transaction Values by Scheme (US$ Million), 2010-2014 Table 60: Brazil - Number of Commercial Cards in Circulation (Thousand), 2010-2019 Table 61: Brazil - Commercial Card Transaction Values (BRL Billion), 2010-2019 Table 62: Brazil - Commercial Card Transaction Values (US$ Billion), 2010-2019 Table 63: Brazil - Card Fraud (BRL Million), 2010-2014 Table 64: Brazil - Card Fraud (US$ Million), 2010-2014 Table 65: Brazil - Number of Prepaid Cards in Circulation (Million), 2010-2019 Table 66: Brazil - Prepaid Card Transaction Values (BRL Million), 2010-2019 Table 67: Brazil - Prepaid Card Transaction Values (US$ Million), 2010-2019 Table 68: Brazil - Merchant Acquiring Transaction Volume by Card Type (Billion), 2010-2019 Table 69: Brazil - Merchant Acquiring Total Transaction Value (BRL Billion), 2010-2019 Table 70: Brazil - Merchant Acquiring Total Transaction Value (US$ Billion), 2010-2019 Table 71: Brazil - Acquirers' Transaction Volume (Million), 2010-2014 Table 72: Brazil - Acquirers' Transaction Value (BRL Billion), 2010-2014 Table 73: Brazil - Acquirers' Transaction Value (US$ Billion), 2010-2014 Table 74: Brazil - Retail Outlets and Total Merchant Accounts (Million), 2010-2019


List of Figures
Figure 1: Brazil - Payment Instrument Shares by Transaction Value (%), 2010 and 2014 Figure 2: Brazil - Payment Instrument Shares by Transaction Volume (%), 2010 and 2014 Figure 3: Brazil - Total Population and Structure, 2014 Figure 4: Brazil - Internet and Mobile Penetration (Users per 100 Inhabitants), 2010-2019 Figure 5: Brazil - Economic Indicators, 2010-2019 Figure 6: Brazil - Number of ATMs, POS Terminals and Commercial Bank Branches, 2010-2019 Figure 7: Brazil - Household Final Consumption Expenditure and Retail Sales, 2010-2014 Figure 8: Brazil - E-Commerce Value (US$ Billion), 2010-2019 Figure 9: Brazil - Outbound and Inbound Trips Volume and Spending, 2010-2019 Figure 10: Brazil - Cards and Payments Industry Segmentation by Card Type, 2015 Figure 11: Brazil - Growth in Payment Cards Transaction Value and Number of Cards in Circulation by Type, 2010-2019 Figure 12: Brazil - Volume and Value of Payment Card Transactions by Type (%), 2010-2019 Figure 13: Brazil - Personal and Commercial Cards, Transaction Volume and Value (%), 2010-2019 Figure 14: Brazil - Growth in Debit Card Transaction Values and Number of Cards in Circulation, 2010-2019 Figure 15: Brazil - Debit Card Transaction Volumes and Values by Channel, 2010-2019 Figure 16: Brazil - Debit Card Scheme Shares in Terms of Number of Cards in Circulation and Transaction Value (%), 2014 Figure 17: Brazil - Debit Cards Issuers' Market Shares in Terms of Transaction Value (%), 2014 Figure 18: Brazil - Growth in Credit Card Transaction Values and Number of Credit Cards in Circulation, 2010-2019 Figure 19: Brazil - Credit Card Transaction Volumes and Values by Channel, 2010-2019 Figure 20: Brazil - Credit Card Scheme Shares in Terms of Number of Cards in Circulation and Transaction Value (%), 2014 Figure 21: Brazil - Credit Cards Issuers' Market Shares of Transaction Value (%), 2014 Figure 22: Brazil - Credit Cards Issuers' Market Shares of Outstanding Balance (%), 2014 Figure 23: Brazil - Growth in Charge Card Transaction Values and Number of Charge Cards in Circulation, 2010-2019 Figure 24: Brazil - Charge Card Transaction Volumes and Values by Channel, 2010-2019 Figure 25: Brazil - Charge Card Scheme Shares in Terms of Number of Cards in Circulation and Transaction Value (%), 2014 Figure 26: Brazil - Number of Commercial Cards in Circulation and Transaction Value, 2010-2019 Figure 27: Brazil - Shares of Various Types of Card Fraud in Terms of Transaction Value (%), 2010 and 2014 Figure 28: Brazil - Number of Prepaid Cards in Circulation and Transaction Value, 2010-2019 Figure 29: Brazil - Merchant Acquiring Transaction Volume and Value, 2010-2019 Figure 30: Brazil - Merchant Acquirers' Market Share in Terms of Transaction Volume and Value %, 2014 Figure 31: Brazil - Number of Retail Outlets and Total Merchant Accounts (Million), 2010-2019

To request a free sample copy of this report, please complete the form below.

This website is secure and your personal details are safe. Privacy policy

Global automotive collision repair market is expected to be valued at USD 196.97 billion by 2020, as per a new research report by Radiant Insights, Inc. The industry is expected to witness significant growth owing to increasing number of on-road vehi

Read More...

Global alpha olefins market size is likely to be valued at USD 10.7 billion by 2020; as per a new research report by Radiant Insights, Inc. Increasing polyethylene demand for use in plastic production is anticipated to drive market growth. Growing ap

Read More...

Global lignin market size is expected to exceed USD 6 billion by 2022, growing at 4.9% from 2015 to 2022. Rising demand for animal feed and potential as a feedstock substitute to crude oil are expected to drive lignin market demand over the forecast

Read More...

Global automotive ECU market is projected to be valued at USD 45.98 billion by 2020, as per a new research report by Radiant Insights, Inc. Rising use in infotainment systems coupled with high deployment in electric vehicles applications is expected

Read More...

Global PP (Polypropylene) nonwoven fabric market size is anticipated to be valued at USD 30.6 billion by 2020, as per a new research report by Radiant Insights, Inc. Growing usage of hygiene products such as incontinence products and baby diapers is

Read More...
Choose License Type
Single User - US $2750
Multi User - US $5500
Why Choose Us

24/5 Research support

Get your queries resolved from an industry expert. Request for a free product review before report purchase.

Phone: 1-415-349-0054

Toll Free: 1-888-928-9744

Email: [email protected]

Custom research service

Speak to the report author to design an exclusive study to serve your research needs.

Quality assurance

A testimonial for service excellence represented in the form of BBB "A" Accreditation.

Information security

Your personal and confidential information is safe and secure.

verify