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Personal Accident and Health insurance in Lithuania, Key Trends and Opportunities to 2019

Published: Apr 29, 2016 | Pages: 149 | Publisher: Timetric | Industry: Insurance | Report Format: Electronic (PDF)

Synopsis
Timetric's 'Personal Accident and Health insurance in Lithuania, Key Trends and Opportunities to 2019' report provides detailed analysis of the market trends, drivers, challenges in the Lithuanian personal accident and health insurance segment. it provides key performance indicators such as written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, total assets, total investment income and retentions during the review period (2010-2014) and forecast period (2014-2019). The report also analyzes distribution channels operating in the segment, gives a comprehensive overview of the Lithuanian economy and demographics, and provides detailed information on the competitive landscape in the country. The report brings together Timetric's research, modeling and analysis expertise, giving insurers access to information on segment dynamics and competitive advantages, and profiles of insurers operating in the country. The report also includes details of insurance regulations, and recent changes in the regulatory structure. Summary
Timetric's 'Personal Accident and Health insurance in Lithuania, Key Trends and Opportunities to 2019' report provides in-depth market analysis, information and insights into the Lithuanian personal accident and health insurance segment, including: The Lithuanian personal accident and health insurance segment's growth prospects by insurance category Key trends, drivers and challenges for the personal accident and health insurance segment A comprehensive overview of the Lithuanian economy and demographics The various distribution channels in the Lithuanian personal accident and health insurance segment Details of the competitive landscape in the personal accident and health insurance segment in Lithuania Details of regulatory policy applicable to the Lithuanian insurance industry Scope
This report provides a comprehensive analysis of the personal accident and health insurance segment in Lithuania: it provides historical values for the Lithuanian personal accident and health insurance segment for the report's 2010-2014 review period, and projected figures for the 2014-2019 forecast period. it offers a detailed analysis of the key categories in the Lithuanian personal accident and health insurance segment, and market forecasts to 2019. it profiles the top personal accident and health insurance companies in Lithuania, and outlines the key regulations affecting them. Reasons To Buy
Make strategic business decisions using in-depth historic and forecast market data related to the Lithuanian personal accident and health insurance segment, and each category within it. Understand the demand-side dynamics, key market trends and growth opportunities in the Lithuanian personal accident and health insurance segment. Assess the competitive dynamics in the personal accident and health insurance segment. identify growth opportunities and market dynamics in key product categories. Gain insights into key regulations governing the Lithuanian insurance industry, and their impact on companies and the industry's future. Key Highlights
The Lithuanian personal accident and health insurance segment accounted for 6.2% of the industry's gross written premium in 2014. insurance against critical illness is gaining in popularity. Health insurance in Lithuania consists of both public and private insurance. Personal accident insurance was the second-largest category, and accounted for 44.1% of the segment's gross written premium in 2014. Travel insurance was the fastest-growing category in terms of gross written premium during the review period. Solvency ii, a new regulatory framework for insurers in the eU, came into force in Lithuania on january 1, 2016. it is based on three pillars: risk-based quantitative requirements, governance and supervision, and disclosure and transparency.
 Table of Content
1 Key Facts and Highlights 2 executive Summary 3 economy and Demographics 4 Personal Accident and Health insurance Segment Outlook 4.1 Key Drivers 4.2 Key Trends 4.3 Challenges 4.4 Personal Accident and Health insurance Growth Prospects by Category 4.4.1 Personal accident insurance 4.4.2 Travel insurance 4.4.3 Health insurance 5 Analysis by Distribution Channel 5.1 Direct Marketing 5.2 Bancassurance 5.3 Agencies 5.4 Brokers 6 Competitive Landscape and Strategic insights 6.1 Overview 6.2 Leading Companies in the Lithuanian Personal Accident and Health insurance Segment 6.2.1 Lietuvos draudimas - company overview 6.2.2 PZU Lietuva - company overview 6.2.3 ergo Life insurance Se - company overview 6.2.4 SeB Gyvyb?s draudimas, UAB - company overview 6.2.5 Baltikums Draudimas, ADB - company overview 7 Governance, Risk and Compliance 7.1 Legislation Overview and Historical evolution 7.2 Latest Changes in Regulations 7.3 Legislation and Market Practice by Type of insurance 7.3.1 Life insurance 7.3.2 Property insurance 7.3.3 Motor insurance 7.3.4 Liability insurance 7.3.5 Marine, aviation and transit insurance 7.3.6 Personal accident and health insurance 7.4 Compulsory insurance 7.4.1 Motor third-party liability insurance 7.4.2 Workers' compensation 7.4.3 Civil liability insurance for construction designers 7.4.4 Civil liability insurance of contractor 7.4.5 Civil liability insurance on auditor firms 7.4.6 Air carriers and aircraft operators insurance 7.4.7 Professional indemnity insurance for alternative investment fund managers 7.5 Supervision and Control 7.5.1 international Association of insurance Supervisors (iAiS) 7.5.2 european insurance and Occupational Pensions Authority (eiOPA) 7.5.3 Bank of Lithuania 7.5.4 Federation of european Risk Management Associations (FeRMA) 7.6 Non-Admitted insurance Regulations 7.6.1 Overview 7.6.2 intermediaries 7.6.3 Market practices 7.6.4 Fines and penalties 7.7 Company Registration and Operations 7.7.1 Types of insurance organization 7.7.2 establishing a local company 7.7.3 Foreign ownership 7.7.4 Types of license 7.7.5 Capital requirements 7.7.6 Solvency margins 7.7.7 Reserve requirements 7.7.8 investment regulations 7.7.9 Statutory return requirements 7.7.10 Fee structure 7.8 Taxation 7.8.1 insurance premium or policy taxation 7.8.2 Withholding taxes on premium paid overseas 7.8.3 Corporate tax 7.8.4 VAT 7.8.5 Captives 7.9 Legal System 7.9.1 introduction 7.9.2 Access to court 7.9.3 Alternative dispute resolution (ADR) 8 Definitions and Methodology 8.1 Definitions 8.2 Methodology 9 About Timetric 9.1 Contact Timetric 9.2 About Timetric 9.3 Timetric's Services 9.4 Disclaimer
List of Tables
Table 1: Lithuanian Personal Accident and Health insurance - Key Facts, 2014 Table 2: Lithuanian Personal Accident and Health insurance - Segment Shares of the Top insurers, 2014 Table 3: Lithuanian Government Credit Ratings Table 4: Lithuanian Personal Accident and Health insurance - Gross Written Premium by Category (eUR Million), 2010-2014 Table 5: Lithuanian Personal Accident and Health insurance - Gross Written Premium by Category (US$ Million), 2010-2014 Table 6: Lithuanian Personal Accident and Health insurance - Gross Written Premium by Category (eUR Million), 2014-2019 Table 7: Lithuanian Personal Accident and Health insurance - Gross Written Premium by Category (US$ Million), 2014-2019 Table 8: Lithuanian Personal Accident and Health insurance - Direct Written Premium by Category (eUR Million), 2010-2014 Table 9: Lithuanian Personal Accident and Health insurance - Direct Written Premium by Category (US$ Million), 2010-2014 Table 10: Lithuanian Personal Accident and Health insurance - Direct Written Premium by Category (eUR Million), 2014-2019 Table 11: Lithuanian Personal Accident and Health insurance - Direct Written Premium by Category (US$ Million), 2014-2019 Table 12: Lithuanian Personal Accident and Health insurance - Net earned Premium (eUR Million), 2010-2014 Table 13: Lithuanian Personal Accident and Health insurance - Net earned Premium (eUR Million), 2014-2019 Table 14: Lithuanian Personal Accident and Health insurance - Paid Claims by Category (eUR Million), 2010-2014 Table 15: Lithuanian Personal Accident and Health insurance - Paid Claims by Category (US$ Million), 2010-2014 Table 16: Lithuanian Personal Accident and Health insurance - Paid Claims by Category (eUR Million), 2014-2019 Table 17: Lithuanian Personal Accident and Health insurance - Paid Claims by Category (US$ Million), 2014-2019 Table 18: Lithuanian Personal Accident and Health insurance - incurred Loss by Category (eUR Million), 2010-2014 Table 19: Lithuanian Personal Accident and Health insurance - incurred Loss by Category (US$ Million), 2010-2014 Table 20: Lithuanian Personal Accident and Health insurance - incurred Loss by Category (eUR Million), 2014-2019 Table 21: Lithuanian Personal Accident and Health insurance - incurred Loss by Category (US$ Million), 2014-2019 Table 22: Lithuanian Personal Accident and Health insurance - Loss Ratio (%), 2010-2014 Table 23: Lithuanian Personal Accident and Health insurance - Loss Ratio (%), 2014-2019 Table 24: Lithuanian Personal Accident and Health insurance - Commission and expenses (eUR Million), 2010-2014 Table 25: Lithuanian Personal Accident and Health insurance - Commission and expenses (eUR Million), 2014-2019 Table 26: Lithuanian Personal Accident and Health insurance - Combined Ratio (%), 2010-2014 Table 27: Lithuanian Personal Accident and Health insurance - Combined Ratio (%), 2014-2019 Table 28: Lithuanian Personal Accident and Health insurance - Number of Policies per Capita, 2010-2014 Table 29: Lithuanian Personal Accident and Health insurance - Number of Policies per Capita, 2014-2019 Table 30: Lithuanian Personal Accident and Health insurance - Total Assets (eUR Million), 2010-2014 Table 31: Lithuanian Personal Accident and Health insurance - Total Assets (eUR Million), 2014-2019 Table 32: Lithuanian Personal Accident and Health insurance - Total investment income (eUR Thousand), 2010-2014 Table 33: Lithuanian Personal Accident and Health insurance - Total investment income (eUR Thousand), 2014-2019 Table 34: Lithuanian Personal Accident and Health insurance - Net Written Premium (% of GWP), 2010-2014 Table 35: Lithuanian Personal Accident and Health insurance - Net Written Premium (% of GWP), 2014-2019 Table 36: Lithuanian Personal Accident insurance - Number of Policies Sold (Thousand), 2010-2014 Table 37: Lithuanian Personal Accident insurance - Number of Policies Sold (Thousand), 2014-2019 Table 38: Lithuanian Personal Accident insurance - Direct Written Premium (eUR Million), 2010-2014 Table 39: Lithuanian Personal Accident insurance - Direct Written Premium (eUR Million), 2014-2019 Table 40: Lithuanian Personal Accident insurance - Loss Ratio (%), 2010-2014 Table 41: Lithuanian Personal Accident insurance - Loss Ratio (%), 2014-2019 Table 42: Lithuanian Travel insurance - Number of Policies Sold (Thousand), 2010-2014 Table 43: Lithuanian Travel insurance - Number of Policies Sold (Thousand), 2014-2019 Table 44: Lithuanian Travel insurance - Direct Written Premium (eUR Thousand), 2010-2014 Table 45: Lithuanian Travel insurance - Direct Written Premium (eUR Thousand), 2014-2019 Table 46: Lithuanian Travel insurance - Loss Ratio (%), 2010-2014 Table 47: Lithuanian Travel insurance - Loss Ratio (%), 2014-2019 Table 48: Lithuanian Health insurance - Number of Policies Sold (Thousand), 2010-2014 Table 49: Lithuanian Health insurance - Number of Policies Sold (Thousand), 2014-2019 Table 50: Lithuanian Health insurance - Direct Written Premium (eUR Million), 2010-2014 Table 51: Lithuanian Health insurance - Direct Written Premium (eUR Million), 2014-2019 Table 52: Lithuanian Health insurance - Paid Claims (eUR Million), 2010-2014 Table 53: Lithuanian Health insurance - Paid Claims (eUR Million), 2014-2019 Table 54: Lithuanian Health insurance - Loss Ratio (%), 2010-2014 Table 55: Lithuanian Health insurance - Loss Ratio (%), 2014-2019 Table 56: Lithuanian Personal Accident and Health insurance - Direct Marketing Value of Commission (eUR Million), 2010-2014 Table 57: Lithuanian Personal Accident and Health insurance - Direct Marketing Value of Commission (eUR Million), 2014-2019 Table 58: Lithuanian Personal Accident and Health insurance - Direct Marketing Direct Written Premium (eUR Million), 2010-2014 Table 59: Lithuanian Personal Accident and Health insurance - Direct Marketing Direct Written Premium (eUR Million), 2014-2019 Table 60: Lithuanian Personal Accident and Health insurance - Number of Policies Sold Through Direct Marketing (Thousand), 2010-2014 Table 61: Lithuanian Personal Accident and Health insurance - Number of Policies Sold Through Direct Marketing (Thousand), 2014-2019 Table 62: Lithuanian Personal Accident and Health insurance - Bancassurance Value of Commission (eUR Thousand), 2010-2014 Table 63: Lithuanian Personal Accident and Health insurance - Bancassurance Value of Commission (eUR Thousand), 2014-2019 Table 64: Lithuanian Personal Accident and Health insurance - Bancassurance Direct Written Premium (eUR Million), 2010-2014 Table 65: Lithuanian Personal Accident and Health insurance - Bancassurance Direct Written Premium (eUR Million), 2014-2019 Table 66: Lithuanian Personal Accident and Health insurance - Number of Policies Sold Through Bancassurance (Thousand), 2010-2014 Table 67: Lithuanian Personal Accident and Health insurance - Number of Policies Sold Through Bancassurance (Thousand), 2014-2019 Table 68: Lithuanian Personal Accident and Health insurance - Agencies' Value of Commission (eUR Million), 2010-2014 Table 69: Lithuanian Personal Accident and Health insurance - Agencies' Value of Commission (eUR Million), 2014-2019 Table 70: Lithuanian Personal Accident and Health insurance - Agencies' Direct Written Premium (eUR Million), 2010-2014 Table 71: Lithuanian Personal Accident and Health insurance - Agencies' Direct Written Premium (eUR Million), 2014-2019 Table 72: Lithuanian Personal Accident and Health insurance - Number of Policies Sold Through Agencies (Thousand), 2010-2014 Table 73: Lithuanian Personal Accident and Health insurance - Number of Policies Sold Through Agencies (Thousand), 2014-2019 Table 74: Lithuanian Personal Accident and Health insurance - Brokers' Value of Commission (eUR Million), 2010-2014 Table 75: Lithuanian Personal Accident and Health insurance - Brokers' Value of Commission (eUR Million), 2014-2019 Table 76: Lithuanian Personal Accident and Health insurance - Brokers' Direct Written Premium (eUR Million), 2010-2014 Table 77: Lithuanian Personal Accident and Health insurance - Brokers' Direct Written Premium (eUR Million), 2014-2019 Table 78: Lithuanian Personal Accident and Health insurance - Number of Policies Sold Through Brokers (Thousand), 2010-2014 Table 79: Lithuanian Personal Accident and Health insurance - Number of Policies Sold Through Brokers (Thousand), 2014-2019 Table 80: Lithuanian Personal Accident and Health insurance - Segment Shares (%), 2014 Table 81: Lietuvos draudimas, AB - Key Facts Table 82: Lietuvos draudimas, AB - Key Financials (eUR Million), 2010-2014 Table 83: PZU Lietuva, UAB DK - Key Facts Table 84: PZU Lietuva, UAB DK - Key Financials (eUR Million), 2010-2014 Table 85: ergo Life insurance Se - Key Facts Table 86: ergo Life insurance Se - Key Financials (eUR Million), 2010-2014 Table 87: SeB Gyvyb?s draudimas, UAB - Key Facts Table 88: SeB Gyvyb?s draudimas, UAB - Key Financials (eUR Million), 2010-2014 Table 89: Baltikums Draudimas, ADB - Key Facts Table 90: Lithuania - insurance Regulatory Framework Key Features Table 91: Lithuania - Life insurance Regulatory Framework Table 92: Lithuania - Property insurance Regulatory Framework Table 93: Lithuania - Motor insurance Regulatory Framework Table 94: Lithuania - Liability insurance Regulatory Framework Table 95: Lithuania - Minimum Cover for Aircraft Third-Party Liability Per Accident Per Aircraft Table 96: Lithuania - Corporate Tax Rates for the Financial Year 2015 Table 97: insurance industry Definitions


List of Figures
Figure 1: Lithuanian GDP - Contribution by Sector (%), 2014 Figure 2: Lithuanian exports - imports (eUR Billion), 2010-2014 Figure 3: Lithuanian Real GDP (eUR Billion), 2010-2019 Figure 4: eUR - US$ exchange Rate, 2010-2019 Figure 5: Lithuanian Consumer Price inflation, 2010-2019 Figure 6: Lithuanian Current Account Balance as a Percentage of GDP, 2010-2014 Figure 7: Lithuanian Unemployment Rate, 2010-2019 Figure 8: Lithuanian Population by Age Group, 1990-2025 Figure 9: Lithuanian Personal Accident and Health insurance - Gross Written Premium by Category (eUR Million), 2010-2019 Figure 10: Lithuanian Personal Accident and Health insurance - Gross Written Premium by Category (% Share), 2014 and 2019 Figure 11: Lithuanian Personal Accident and Health insurance - Gross Written Premium Dynamics by Category, 2010-2019 Figure 12: Lithuanian Personal Accident and Health insurance - Direct Written Premium by Category (eUR Million), 2010-2019 Figure 13: Lithuanian Personal Accident and Health insurance - Direct Written Premium by Category (% Share), 2014 and 2019 Figure 14: Lithuanian Personal Accident and Health insurance - Gross Written Premium Dynamics by Category, 2010-2019 Figure 15: Lithuanian Personal Accident and Health insurance - Net earned Premium (eUR Million), 2010-2014 Figure 16: Lithuanian Personal Accident and Health insurance - Net earned Premium (eUR Million), 2014-2019 Figure 17: Lithuanian Personal Accident and Health insurance - Paid Claims by Category (eUR Million), 2010-2019 Figure 18: Lithuanian Personal Accident and Health insurance - incurred Loss by Category (eUR Million), 2010-2019 Figure 19: Lithuanian Personal Accident and Health insurance - Loss Ratio (%), 2010-2014 Figure 20: Lithuanian Personal Accident and Health insurance - Loss Ratio (%), 2014-2019 Figure 21: Lithuanian Personal Accident and Health insurance - Commission and expenses (eUR Million), 2010-2014 Figure 22: Lithuanian Personal Accident and Health insurance - Commission and expenses (eUR Million), 2014-2019 Figure 23: Lithuanian Personal Accident and Health insurance - Combined Ratio (%), 2010-2014 Figure 24: Lithuanian Personal Accident and Health insurance - Combined Ratio (%), 2014-2019 Figure 25: Lithuanian Personal Accident and Health insurance - Number of Policies per Capita, 2010-2014 Figure 26: Lithuanian Personal Accident and Health insurance - Number of Policies per Capita, 2014-2019 Figure 27: Lithuanian Personal Accident and Health insurance - Total Assets (eUR Million), 2010-2014 Figure 28: Lithuanian Personal Accident and Health insurance - Total Assets (eUR Million), 2014-2019 Figure 29: Lithuanian Personal Accident and Health insurance - Total investment income (eUR Thousand), 2010-2014 Figure 30: Lithuanian Personal Accident and Health insurance - Total investment income (eUR Thousand), 2014-2019 Figure 31: Lithuanian Personal Accident and Health insurance - Net Written Premium (% of GWP), 2010-2014 Figure 32: Lithuanian Personal Accident and Health insurance - Net Written Premium (% of GWP), 2014-2019 Figure 33: Lithuanian Personal Accident and Health insurance - investment Portfolio (eUR Million), 2010-2014 Figure 34: Lithuanian Personal Accident and Health insurance - investment Portfolio (% Share), 2010 and 2014 Figure 35: Lithuanian Personal Accident and Health insurance Penetration (Ratio of Direct Premiums to GDP), 2010-2014 Figure 36: Lithuanian Personal Accident and Health insurance - Number of Policies Sold (Thousand), 2010-2014 Figure 37: Lithuanian Personal Accident and Health insurance - Number of Policies Sold (Thousand), 2014-2019 Figure 38: Lithuanian Personal Accident and Health insurance - Density (Direct Premium per Capita), 2010-2014 Figure 39: Lithuanian Personal Accident insurance - Number of Policies Sold (Thousand), 2010-2014 Figure 40: Lithuanian Personal Accident insurance - Number of Policies Sold (Thousand), 2014-2019 Figure 41: Lithuanian Personal Accident insurance - Direct Written Premium (eUR Million), 2010-2014 Figure 42: Lithuanian Personal Accident insurance - Direct Written Premium (eUR Million), 2014-2019 Figure 43: Lithuanian Personal Accident insurance - Loss Ratio (%), 2010-2014 Figure 44: Lithuanian Personal Accident insurance - Loss Ratio (%), 2014-2019 Figure 45: Lithuanian Travel insurance - Number of Policies Sold (Thousand), 2010-2014 Figure 46: Lithuanian Travel insurance - Number of Policies Sold (Thousand), 2014-2019 Figure 47: Lithuanian Travel insurance - Direct Written Premium (eUR Thousand), 2010-2014 Figure 48: Lithuanian Travel insurance - Direct Written Premium (eUR Thousand), 2014-2019 Figure 49: Lithuanian Travel insurance - Loss Ratio (%), 2010-2014 Figure 50: Lithuanian Travel insurance - Loss Ratio (%), 2014-2019 Figure 51: Lithuanian Health insurance - Number of Policies Sold (Thousand), 2010-2014 Figure 52: Lithuanian Health insurance - Number of Policies Sold (Thousand), 2014-2019 Figure 53: Lithuanian Health insurance - Direct Written Premium (eUR Million), 2010-2014 Figure 54: Lithuanian Health insurance - Direct Written Premium (eUR Million), 2014-2019 Figure 55: Lithuanian Health insurance - Paid Claims (eUR Million), 2010-2014 Figure 56: Lithuanian Health insurance - Paid Claims (eUR Million), 2014-2019 Figure 57: Lithuanian Health insurance - Loss Ratio (%), 2010-2014 Figure 58: Lithuanian Health insurance - Loss Ratio (%), 2014-2019 Figure 59: Lithuanian Personal Accident and Health insurance - Direct Written Premium by Distribution Channel (% Share), 2014 and 2019 Figure 60: Lithuanian Personal Accident and Health insurance - Direct Marketing Value of Commission (eUR Million), 2010-2014 Figure 61: Lithuanian Personal Accident and Health insurance - Direct Marketing Value of Commission (eUR Million), 2014-2019 Figure 62: Lithuanian Personal Accident and Health insurance - Direct Marketing Direct Written Premium (eUR Million), 2010-2014 Figure 63: Lithuanian Personal Accident and Health insurance - Direct Marketing Direct Written Premium (eUR Million), 2014-2019 Figure 64: Lithuanian Personal Accident and Health insurance - Number of Policies Sold Through Direct Marketing (Thousand), 2010-2014 Figure 65: Lithuanian Personal Accident and Health insurance - Number of Policies Sold Through Direct Marketing (Thousand), 2014-2019 Figure 66: Lithuanian Personal Accident and Health insurance - Bancassurance Value of Commission (eUR Thousand), 2010-2014 Figure 67: Lithuanian Personal Accident and Health insurance - Bancassurance Value of Commission (eUR Thousand), 2014-2019 Figure 68: Lithuanian Personal Accident and Health insurance - Bancassurance Direct Written Premium (eUR Million), 2010-2014 Figure 69: Lithuanian Personal Accident and Health insurance - Bancassurance Direct Written Premium (eUR Million), 2014-2019 Figure 70: Lithuanian Personal Accident and Health insurance - Number of Policies Sold Through Bancassurance (Thousand), 2010-2014 Figure 71: Lithuanian Personal Accident and Health insurance - Number of Policies Sold Through Bancassurance (Thousand), 2014-2019 Figure 72: Lithuanian Personal Accident and Health insurance - Agencies' Value of Commission (eUR Million), 2010-2014 Figure 73: Lithuanian Personal Accident and Health insurance - Agencies' Value of Commission (eUR Million), 2014-2019 Figure 74: Lithuanian Personal Accident and Health insurance - Agencies' Direct Written Premium (eUR Million), 2010-2014 Figure 75: Lithuanian Personal Accident and Health insurance - Agencies' Direct Written Premium (eUR Million), 2014-2019 Figure 76: Lithuanian Personal Accident and Health insurance - Number of Policies Sold Through Agencies (Thousand), 2010-2014 Figure 77: Lithuanian Personal Accident and Health insurance - Number of Policies Sold Through Agencies (Thousand), 2014-2019 Figure 78: Lithuanian Personal Accident and Health insurance - Brokers' Value of Commission (eUR Million), 2010-2014 Figure 79: Lithuanian Personal Accident and Health insurance - Brokers' Value of Commission (eUR Million), 2014-2019 Figure 80: Lithuanian Personal Accident and Health insurance - Brokers' Direct Written Premium (eUR Million), 2010-2014 Figure 81: Lithuanian Personal Accident and Health insurance - Brokers' Direct Written Premium (eUR Million), 2014-2019 Figure 82: Lithuanian Personal Accident and Health insurance - Number of Policies Sold Through Brokers (Thousand), 2010-2014 Figure 83: Lithuanian Personal Accident and Health insurance - Number of Policies Sold Through Brokers (Thousand), 2014-2019 Figure 84: Lithuanian Personal Accident and Health insurance - Segment Shares (%), 2014 Figure 85: Lithuania - The Three Pillars of Solvency ii Figure 86: Lithuania - insurance Supervision and Control at Various Levels Figure 87: Lithuania - insurance Regulatory Frameworks for Company Registration and Operation

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